Payment card test software gives development and QA teams a controlled sandbox for exercising checkout, refund, and subscription flows without ever touching a live cardholder account. Instead of guessing at edge cases, you trigger specific authorization responses on demand and confirm your application handles each one correctly. It is built for engineers who need repeatable, documented test results before code reaches production.
Key Features
- Ready-made library of Luhn-valid synthetic test card numbers across major card brands
- On-demand response simulation: approvals, generic declines, insufficient funds, expired card, and do-not-honor
- Configurable 3-D Secure and strong customer authentication challenge flows
- Batch validation runs with exportable pass/fail reports for release sign-off
- Tokenization and vaulting simulation that mirrors production token lifecycles
- REST API, command-line runner, and SDKs for popular languages
- Pipeline-friendly: runs offline in CI with no outbound calls to issuers
- Role-based access, audit logging, and per-project test data isolation
Specifications
The platform ships as a self-hosted container or a managed sandbox instance and supports Linux, macOS, and Windows hosts running Docker or Podman. Every value in the library is synthetically generated and Luhn-valid, so nothing in the system maps to a real account; the software is designed to sit entirely outside your cardholder data environment. Scenarios are defined declaratively, which means you can version them alongside application code, and run logs are retained for a configurable window with export into your existing observability stack.
Delivery, Licensing, and Returns
Licenses are delivered digitally, typically within one business day of purchase, together with setup documentation and an onboarding guide. Team seats and volume licensing are available. If the software does not fit your workflow, request a refund within 14 days of delivery and our support team will process it — no restocking fees and nothing to ship back.
Does the software ever require real card numbers?
No. Every scenario runs against synthetic test values, so your team never needs live cardholder data to complete a test cycle.
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Can it run inside an existing CI pipeline?
Yes. The command-line runner and container image are built for automated pipelines, and results export as machine-readable reports you can use to gate releases.
Which payment flows can be tested?
Authorization, capture, refund, void, recurring billing, and authentication challenge flows are all supported out of the box.